Novyarni, Nelli, Destria Ayu Atikah, Reni Harni, and Kartijo Kartijo. “Pengelolaan Keuangan Ditinjau Dari Perspektif Self Efficacy Dan Financial Knowledge”. Media Ilmiah Akuntansi 12, no. 1 (August 23, 2024): 43–50. Accessed December 13, 2025. https://www.mia.iaikapddkijakarta.id/index.php/mia/article/view/38.